Buy Your Home With Only 1% Down
In an effort to provide as many options as possible to potential homeowners, Quicken Loans has collaborated with Freddie Mac to provide a purchase mortgage loan that only requires a 1% down payment. Here is yet another example of why you should shop around to find the best mortgage loan to suit your […]
Haven. No More Mosquito Bites!
Check out this new mosquito repellent that doubles as beautiful landscape lighting. Enjoy your yard without the worry of mosquito bites! Many California homeowners have been taking advantage of the wonderful year-round weather in most areas by creating lavish outdoor living areas, many equipped with a full kitchen, dining area, fire pit, and […]
What Is A Home Warranty?
Whether you are buying your first home or selling a home and moving into another, a home warranty could be a valuable protection for your finances and your peace of mind. A home warranty plan appears on the standard California purchase agreement under “other costs,” and may be paid by the buyer or […]
How To Hire A Moving Company
You've decided to hire movers. What do you do now? What’s the worst part about a new home? The move! But you’re an adult now; it’s time to stop banking on your friends and any acquaintance with a truck to help lug your furniture across town (and offering pizza and beer as compensation). […]
Frogtown Fights Gentrification
Residents of Elysian Valley in Los Angeles are campaigning against developers who they say are changing the landscape of the community. Elysian Valley, also known as “frogtown,” is a neighborhood of over 7,700 residents in Central Los Angeles. With the announcement of the $1 billion restoration project for the Los Angeles River, many […]
New Mortgage Servicing Rule Results in Victory For Homeowner
The Dodd-Frank Act is proving to be a ally for homeowners and giving individuals a voice against big banks. New mortgage servicing rules took effect in 2014, implementing provisions of the Dodd-Frank Act, which impose significant obligations on mortgage servicers, including the obligation to conduct reasonable investigation upon receipt of a notice of error, […]
Maintaining Your Home In Retirement
Home maintenance is a big expense that needs to be factored into your retirement plan. When approaching retirement, most of us will try to calculate our future expenses and pad our nest egg to live comfortably in the coming years. Retirees often have a fixed income with little flexibility, and unforeseen expenses can often […]
5 Areas To Focus On For Home Security
More than 1.7 million burglaries strike U.S. homes every year. A good security system is necessary for thwarting thieves, but there are more things you can be doing to safeguard your home. The Exterior The first things burglars hunt for is a house that looks vulnerable from the street. An overgrown yard, un-shoveled snow, […]
Reversal of Countrywide Verdict
“When the story of the lack of prosecutions from the financial crisis is finally written, the most important issue will be how difficult it turned out to be to prove fraud” The New York Times. Shoddy mortgage practices were largely to blame for the Great Recession of 2007-2009. One of the key players […]
The LUVE Initiative Will Hit The Ballot This November
Santa Monica residents will be voting on the Land Use Voter Empowerment (LUVE) initiative in the next election that would place severe restrictions on new development projects. Santa Monica is well known for its opposition to tall, dense buildings and rapid growth. SaMo councilmembers have a strong reign on development in the area […]
