Private Mortgage Insurance

What Is Private Mortgage Insurance (PMI) and Why Is It Required?   Many homebuyers will encounter private mortgage insurance when purchasing a home with a conventional loan.  Find out what private mortgage insurance is and how to avoid it.   What is Private Mortgage Insurance? Private mortgage insurance, or PMI, is a type of mortgage insurance […]

5 Simple Home Improvements to Increase Your Home’s Value

Some home improvements cost more than they are worth.  Here are 5 simple home improvements worth more than they cost!   Some projects will protect your dollars more than others if you’re planning to sell in a few years.  Invest your time and money wisely, and your home improvements can increase your home’s value. The […]

Zoning

Zoning of real property affects the legal land use of a parcel or area.  Learn how to identify zoning types and the permissions and restrictions associated with them. What is Zoning? Most communities in the United States are governed by zoning laws.  Zoning laws are the regulations and/or restrictions for land use.  These guidelines are established […]

What is Rent Control?

Learn about how rent control affects the landlord-tenant relationship. If you live in a major metropolitan area in California, chances are you have run into the term “rent control”.  The west coast has long been a popular relocation locale and California metropolitan areas are growing at staggering rates.  California has seen an incredible population and […]

Renters Pay More For “Green”

A new study reveals just how much renters will pay for environmentally friendly features. Consumers are becoming more environmentally conscious, even when it comes to the home they decide to rent.  A new survey from the National Multifamily Housing council has found that not only do renters prefer apartments with sustainable design features, they are […]

How to Get A Home Loan

Not all lenders are created equal! Find out how to secure the best home loan to fit your needs. If you are thinking about buying a new home, one of the first steps is to establish your price range.  The best way to determine your home buying power is to speak with a lender or […]

California Probate Sales

Are California probate sales a great deal or risky business? If you are in the market for discounted properties, chances are you have encountered a probate sale.  Probate sales are accompanied by a specific legal process that is different from the average sale of real estate.  If you are looking at probate properties, it is […]

What is Vesting and How Should I Take Title When Buying a Property in California?

Vesting for real property can have important legal and financial implications and can affect an owner’s interest, control, or transferability of the property. When a title deed is written for real property, ownership is usually described using the name of the owner(s) and a clarifying legal description.  This is known as “vesting” or “taking title”.  When […]

Is an Encumbrance Affecting the Value of Your Property?

Find out how non-possessory interests, or encumbrances, can affect the value of your property. An encumbrance is an interest in real property that is held by someone other than the owner of the property.  Anything that affects the use or the title of a property is an encumbrance.  Encumbrances are very common and while it […]

Property Rights

  Owning real property comes with a bundle of rights.  Know your rights! The right to own property in the United States is protected under the U.S. Constitution.  Anything that may be owned and gained lawfully is known as property.  Property law governs the ownership of both real and personal property.  For the purposes of […]